Probably 60/40, in favor of playlist. Used to be a lot higher because I had very few albums and mostly had mix CDs of jpop, ocremix, and individual songs that caught my ear. But I'm talking, like, early 2000s when you really had to seek stuff out and the 30-60mins it took to download a single song meant "this one better be worth it." Now that much more music (most of it, actually) is available on streaming services it's easier to say "I wanna listen to the whole Nier Automata OST" and just put the whole thing on while driving.
But I'm still picky enough that I'll usually only like a few songs from any given album, even of artists I really like, so I still tend to do a lot of cherry-picking and playlist-making.